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July 13, 2020

UnionActive Police Newswire
 
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Updated: Jul. 12 (23:54)

5 recruits, 6 instructors at El Paso Police Academy test positive for coronavirus
El Paso Municipal Police Officers' Association
Honoring Service And Sacrifice
KCPOG
Funeral Services for Retired Detective George B. Cumber
El Paso Municipal Police Officers' Association
Honoring Service And Sacrifice
KCPOG
Officers say they received pizza from El Paso restaurant with a pig drawn on box
El Paso Municipal Police Officers' Association
COVID-19 cases among El Paso first responders
El Paso Municipal Police Officers' Association
 
     
A Reporters Guide To Rex Sinquefield
A-Reporters-Guide-to-Rex-Sinquefield
MOFOP Family Protection Plan

The Missouri FOP Family Protection Plan

Returning Members Click Here to Login

The insurance market can seem overwhelming at times, with many choices and types of plans to protect you and your family. ProtectPak 4 keeps things simple and affordable by offering a package of insurance plans designed to provide you with well-rounded coverage that could serve as the foundation of your protection. We have partnered with a major insurer with more than 160 years in the insurance industry.

The Missouri Family Protection Plan bundles four separate and distinct policies into one comprehensive package specifically designed to provide financial stability for your out-of-pocket expenses and lost wages.

You choose the level of coverage based on your individual needs and budget and you may opt to cover your family. Retired members who work 30 hours or more per week on another job are eligible as well.


Call the MO FOP Benefits Hotline with any questions: 1-636-978-7798

Here are some example coverage:

Cost of CoverageSelect your desired level of protection

Low Coverage - $34.23

Medium Coverage - $54.60

High Coverage - $72.15



Life InsurancePay's beneficiary upon member's death

$10,000.00

$25,000.00

$25,000.00



Short-Term DissabilityPays benefits directly to you for sickness or ON/OFF duty injuries to help cover loss wages.
(Overtime & Detail lost wages Reimbursement)

EXAMPLE:
You are out of work due to a broken leg or other qualified illness. After 14 a day elimination period you will receive:
(You may also receive partial benefit if you are back to work on light duty)

$150.00 a week

$200.00 a week

$250.00 a week



Accidental InjuryPay's benefits directly to you for certain accidental injuries regardless if it is ON or OFF the job.

EXAMPLE:
You are involved in a accident, you suffer a broken leg and are unable to work:

Emergency Room Visit

$100.00

$100.00

$100.00

Fracture

$1,500.00

$1,500.00

$1,500.00



Critical Illness CoveragePay's benefits directly to the member for certain critical illnesses.

EXAMPLE 1:
You suffer a heart attack or stroke

Critical Illness Benefit

$5,000.00

$5,000.00

$10,000.00

Short Term Disability (after 14 day period)

$150.00 a week

$200.00 a week

$250.00 a week


EXAMPLE 2:
You are diagnosed with internal cancer
*Actual Charges up to

Critical Illness Benefit

$5,000.00

$5,000.00

$10,000.00

Short Term Disability (after 14 day period)

$150.00 a week

$200.00 a week

$250.00 a week

Chemo & Radiation

No Benefit

$1,000.00 a month*

$1,000.00 a month*

Anti-nausea Medication

No Benefit

$1,000.00 a month*

$1,000.00 a month*

Experimental Treatment

No Benefit

$300.00 a day*

$300.00 a day*

Cancer Death Benefit

No Benefit

$5,000.00

$5,000.00



Wellness BenefitOne test per calendar year

$50.00

$50.00

$50.00




Page Last Updated: Jul 09, 2015 (10:07:47)
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Upcoming Events
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Aug 11, 2020
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Aug 17, 2020
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